PEOPLES BANK - "Where Privacy Matters!"

Peoples Bank values the trust and confidence you have placed in us as your financial institution. It is the policy of Peoples Bank that both the financial records of our customers and relationships between Peoples Bank and our customers remain confidential.

So that we can make more informed decisions about extending services to our customers, we may collect non-public personal information about customers from several sources:

1. Information the customer had provided on applications or other forms;
2. Information about customer transactions with us, our affiliates, or others; and
3. Information we obtain from consumer credit reporting agencies.

We will not disclose information to non-affiliated third parties concerning accounts of our customers or former customers except:

• As necessary to effect, administer, or enforce a transaction requested or authorized by the consumer, or in connection with servicing or processing a financial product or service requested or authorized by the consumer;
• To verify the existence and condition of your account for a third party (such as a credit bureau) as is permitted by law;
• To comply with Federal, State, or local laws, rules, and other applicable legal requirements;
• To the extent specifically permitted or required under other provisions of law and in accordance with the Right to Financial Privacy Act;
• To protect against or prevent actual or potential fraud, unauthorized transactions, claims, or other liability;
• For required institutional risk control;
• When you give us written permission.

We may disclose all of the information we collect, as described in points 1 and 2 above to companies that perform marketing services on our behalf or to other financial institutions with whom we have joint marketing agreements.

Peoples Bank's policy is to assure that the information we have about our customers is accurate and highly confidential. Non-public customer information is only available to employees who need to know the information to provide products and services to you. We maintain physical, electronic, and procedural safeguards that comply with federal regulations to guard your non-public personal information.

Peoples Bank wants our customers to understand and be comfortable with our privacy policies. We realize and respect its importance as an issue and will respond to any request for information regarding our privacy policies and procedures. You may contact us at one of the phone numbers listed on the locations page.